The High Cost of Being a Woman

It turns out being a woman is an expensive undertaking. Despite laws on the books meant to prevent companies and firms from charging women more for the same products and services, we’re still shelling out more than men for a variety of things. And we do it on less pay.

A new report out this week from the National Women’s Law Center found that insurance companies have been charging women $1 billion more than men for the same coverage. In fact, in the states that haven’t banned the practice of jacking up prices for women – known as gender rating – women were charged more for 92 percent of the best-selling health plans. The difference can’t be explained by a higher cost of maternity care: even when that care is left out, almost a third of plans charged women at least 30 percent or more, and that care is usually not part of a standard benefits package. Why might insurers decide women are more expensive? Because they tend to use more services – like going to the doctor more often for regular check ups. Damn them being preventative. 

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